Borrowers Appeal to Lenders for Loan Extensions as Maturities Approach
It’s happening. There are an estimated $4.4 trillion of outstanding commercial and multi-family mortgages, according to the Mortgage Bankers Association, and $728 billion of them…
Commercial Real Estate Is Not As Big of a Threat to Banking As People Think
Could commercial real estate defaults be the next big financial crisis? While the numbers look concerning, a closer look reveals a different story. Commercial loans…
Don’t Expect SVB’s Collapse to Halt Fed’s Plan for Another Rate Hike
Rumors that the failure of Silicon Valley Bank (SVB) would be enough to spook the Federal Reserve out of its relentless campaign to raise interest…
It’s Consolidate Or Die For Mortgage Lenders
Mortgage lenders face unprecedented losses, prompting industry consolidations as up to 30% of the largest banks risk disappearing. While big players like Rocket Mortgage and…
When Is a House a Burden?
The "house burdened" metric is used to determine affordable housing, but it may not be fair for all income levels. Learn about its limitations and…
Unrealized Losses Are the Dirty Little Secret of Commercial Real Estate
When you go deep enough into investment finance you start to get into philosophical questions. One that will inevitably come up is: “Have I lost…
Floating Rate Loans For Commercial Properties Are Falling Out of Favor
Interest rates might seem high now, but they are nothing compared to the 1980s. The average rate for a loan in 1981 was 16.5 percent,…
Could SVB Meltdown Deal a Major Blow to Life Sciences’ Hot Streak?
Life sciences real estate has boomed over the last few years, following a major breakthrough in gene editing in 2010 that has created a long…
Silicon Valley Bank Failure May Prompt Smaller Banks To Limit Real Estate Lending
By now you have undoubtedly read about the failure of Silicon Valley and Signature Banks. Like most disasters, there were a lot of factors that…
Interest Rate Hikes Might Bump Up Against the Debt Ceiling
A battle is brewing on how the US government will pay its expenses. The debt ceiling needs to be raised again, like it has 78…